CyberLiability policies are designed for any company providing Internet-related services or using the Internet as part of its business activities.
 
Ever-Changing Risk Demands Focused Expertise
CyberLiability policy addresses the rapidly evolving exposures in the world of cyber-risk. The Coverage for dissemination of content and for errors and omissions in services are combined into one policy form.

Coverage Highlights

Definition of “Cyberspace Activities” carefully crafted for each account
Coverage for both distribution of content and errors and omissions in services (both on- and off-line)
Protects innocent insureds from intentional unauthorized access or other wrongful conduct of “rogue” employees
Coverage for punitive damages (where allowed by law)
Subsidiary coverage (including newly created or acquired entities)
Allegation of intentional wrongful conduct covered until final adjudication
Worldwide coverage
Up to $10,000,000 policy limit capacity, primary or excess
$2,500 minimum premium for a limit of $1,000,000
$2,500 minimum deductible

Covered claims include:
Libel/Slander
Invasion of privacy
Infliction of emotional distress
Copyright infringement
Trademark infringement
Unauthorized access by third parties
Accidental introduction of viruses or malicious code in data or systems
Errors and omissions in services
Sample of Classes Insured

Application Service Providers
Bulletin Board, Chat Room, Forum and News Group Hosts
Content Providers
E-Brochures/E-Catalogs
E-Business Consultants
Electronic Commerce Risks
Interactive Electronic Environments
Internet/Digital Media
Internet Service Providers
Network Developers, Managers and Consultants
On-Line Marketing
On-Line Software Developers
Search Engine Portals
Web Hosts and Administrators
Web Site Developers, Designers and Consultants
Web Site Owners