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MultiMedia Risk provides cost effective insurance solutions for your Special Events.
Special Event Insurance provides short term liability coverage for organizations or individuals hosting events such as:
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Art Exhibits
Bazaars
Carnivals
Circus
Concerts
Country Western Events
Cultural Events
Fairs
Festivals
Parades
Street Fairs
Trade Shows/Conferences
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Legal Liability Exposures for Special Events
As an occupier of a premises, you and your organization are responsible for the safety of those attending the event. Occupiers must protect patrons from all foreseeable harm. Some instances where extra precautions should be considered
Alcohol is served.
Children/minors are in attendance.
Dangerous/hazardous activities are undertaken such as fireworks, boating, and some sports.
Gambling is involved.
Large crowds are in attendance.
Applicable permits should always be obtained from your municipal/provincial government to reduce liability relating to violations involving permits. Health requirements should also be followed. Contact your local government for more information regarding your responsibilities regarding special events.
The types of liability often covered for Special Events include:
General Liability
Liquor Liability
Automobile Liability and Physical Damage
Third Party Property Damage
Rented Equipment, Props, Sets and Wardrobe
Participants & Spectators Medical
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Key Point
By their nature, special events are not normal to your operations and, therefore, extra care is required to identify and minimize risks.
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Contact Brian for an application or further information on Special Events
866.975.1994 ext 105
e-mail Brian
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Other coverage to consider for Special Events due to potential financial risk
Event Cancellation
Weather Coverage
Earthquake
Flood
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Contact Claude for further information on Special Events
866.228.3841
e-mail Claude
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Event Management
Checklist
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